Corporate Banking Senior Relationship Manager

  • Alpha Bank Cyprus
  • Limassol, Cyprus
  • 02/04/2024
Full time Accounting Communication - PR Finance Marketing - Advertising

Job Description

The role entails preparation and handling approval requests for loan applications and developing client portfolios.

The ideal candidate should be a well-rounded personality, possessing critical reasoning along with strong interpersonal, communication and negotiation skills. In addition, he/she should be self-motivated and able to deliver quality results, while working independently or as part of a team under strict deadlines. The jobholder should also possess strong analytical skills, along with high attention to detail.

Responsibilities:

  • Prepare loan applications and assess credit risk, including reviewing financial statements, credit reports, and other relevant information.
  • Analyze loan portfolios and monitor performance, including identifying potential new customers.
  • Ensure compliance with lending policies and regulations, including underwriting guidelines and fair lending practices.
  • Communicate effectively with credit sanctioning units, and other stakeholders, including providing feedback and information throughout the loan application process.
  • Prepare management reports submitted internally.
  • Monitor transactions after closing, in order to ensure compliance with the contractual terms (covenants and undertakings follow-up, collaterals valuation, etc.).

Qualifications:

  • Bachelor's degree infinance, business, economics, or a related field
  • Master’s Degree in finance, business, economics, or a related field and/or ACA/ACCA will be considered as an advantage.
  • 5 years related experience in commercial lending, credit analysis, or a related field is required.
  • Strong communication and interpersonal skills.
  • Ability to work independently and as part of a team.
  • Very good knowledge of Microsoft Excel and other office software.
  • Ability to work under pressure, meeting tight deadlines.
  • Fluency in Greek and English.