Founded in 2009, Unlimint (formerly Cardpay) provides fast-growing innovative tech businesses with a convenient and simple business interface that enables payments to flow freely and invisibly. From London to Singapore and from San Francisco to Sao Paulo, we help local clients enter new markets, and global businesses to explore new industries and reach new milestones.
Following the highest banking industry standards, we are dissolving the borders that have previously limited international expansion. Our constantly evolving business interface – made by innovators for innovators – is designed to make the financial world of tomorrow closer to businesses here and now.
About The Role
The ideal candidate is someone who is able to approach and understand complex problems in a structured manner while converting the results into a compelling and actionable story for internal or external stakeholders. This role will be at the forefront of the Company’s fraud prevention efforts working effectively to identify anomalies, prioritize initiatives, and develop scalable solutions.
Part of this role is also to facilitate the Company’s growth by scaling internal processes and focus on continuous optimization and automation.
Main Duties And Responsibilities
Handle queries relating to prospective and existing merchants
Transactions monitoring and analysis (from acquiring and issuing side)
Identify and explore new approaches and data sources to support improvements to existing and new fraud strategies
Review merchant transactions to flag or identify suspicious activity
Flag any transactional pattern that does not fit the expected activity and perform an investigation to ensure compliance with Card Scheme regulations, internal policy and procedure
Reviewing and monitoring Fraud and Chargeback levels as per Card Scheme regulations and also internal accepted levels and provide proactive notifications to the wider Risk team, merchants, and other stakeholders
Identify system improvements to prevent fraudulent activities, and ensure confidentiality of all information collected from tools
Analyze payment data to discover anomalies and trends for fraud and chargeback prevention
Generate reports and insights regarding fraud
Evaluate existing procedures to refine and optimize transactions monitoring process
Provide support for periodical reviews and audits
Continuous process improvement and sharing best practice
On-call duties to cover the monitoring function on the Antifraud system with the aim of testing new features, the effectiveness of the changes, new releases etc
Main Qualification, Skills And Experience
At least 3 years of experience working in payments risk
Prior experience working with anti-fraud systems
Solid knowledge of fraud, chargeback and Card Scheme rules and ability to provide detailed requirements to internal and external stakeholders
Ability to anticipate problems, opportunities, and the initiative to pursue solutions
Understanding of Card Scheme rules/regulations and internal procedures that affect risk, fraud and dispute processing
Strong analytic skills and advanced Excel experience
Excellent investigation skills with proficiency with different tools such as SQL, R, Excel or Python
Extremely detail-oriented, organized and have the ability to multi-task
Able to work in an independent way, while at the same time to be a strong collaborator, connecting with colleagues and sharing ideas to improve effective teamwork
Take initiative, ownership and committed to challenge the status quo
Self-starter who enjoys a fast-paced environment
Analytical skills to identify and assess potential fraud and compliance issues and ability to escalation when appropriate
Ability to work in a high-paced environment where priorities may shift quickly
Excellent written and verbal communication. English fluency required – other languages (such as Russian) are an asset
Attractive monthly salary paid in line with experience
Vacation, sick, and paid holidays
Full-time: 5/2 (Saturday and Sunday days off)
Modern workplace with all necessary equipment based in Cyprus (Limassol), 10 minutes walking from the sea
A team of top international professionals to learn from
Multicultural working environment
Join Unlimint Team now!
Unlimint is an equal opportunity employer. We believe passionately that employing a diverse workforce is central to our success. We make recruiting decisions based on your experience and skills. We welcome applications from all members of society irrespective of age, sex, disability, sexual orientation, race, religion o r belief.